The 4 performance cards
1. Starting Capital
The total capital you put into MCA investing on your first investment date. Example: you invested $900,000 across 4 wallets in July 2024 — your Starting Capital is $900,000.
Why it matters: it's your baseline. Everything else is measured against it.
2. Capital Deployed
How much total money you lent out across all MCA deals during the selected period. Example: you deployed $3.7M in deals from July 2024 to September 2026 — money lent to merchants through MCA syndicates.
Why it matters: it shows your investment activity. Higher means more aggressive deploying; lower means holding cash.
3. Realized Profit ✅
Actual money that came back to you from deals that were 100% paid off. This is the most important number. Example: 1,912 deals fully paid back, and you kept $2,525,872.44 in profit.
- This is REAL cash in your account
- Not projected, not estimated — actual
- Only counts deals that paid 100%
- Excludes deals that defaulted
4. In-Progress Profit ⏳
Projected profit from deals still being collected. Example: 1,219 deals are still active, and you're projected to make $1,542,437.32 more once they pay off.
- Shows your pipeline
- Helps forecast future cash
- NOT in your account yet (still being collected)
- May be lower if some deals default
Deal status colors
- 🔵 Paid Off (Blue) — deal completed, 100% of capital returned, profit realized, done
- 🟢 Healthy (Green) — deal active and on schedule, payments coming in regularly, expected to pay off
- 🟠 At Risk (Orange) — payments lowered or delayed temporarily, still expected to complete, monitoring closely
- 🔴 Defaulted (Red) — deal failed, capital lost, no more payments expected
Monthly breakdown
- Starting Balance — money in wallet at month start
- Ending Balance — money in wallet at month end
- Capital Deployed — money lent that month
- RTR Collected — profit/capital returned that month
- Net Change — starting → ending, showing whether the wallet grew or shrank
Example scenario
You invested $900,000 across 4 wallets and deployed $3,700,000 across many deals.
- 1,912 deals paid off → you made $2,525,872 ✅
- 1,219 deals still paying → projected $1,542,437 ⏳
- 725 deals defaulted → lost money ❌
- 10 deals at risk → monitoring
What to do next:
- Import the latest CSV monthly
- Monitor red (defaulted) and orange (at-risk) deals
- Share the portfolio with partners so they stay informed